Current Account

A Current Account with The Meghalaya Co-Operative Apex Bank Ltd is designed to meet the everyday banking needs of businesses, traders, professionals, and institutions. With easy access, seamless transactions, and personalized service, we help you manage your business finances efficiently and securely.

Key Features:

✅ No Interest: As per standard banking norms, no interest is paid on the current account balance.

✅ Unlimited Transactions: Carry out any number of deposits, withdrawals, or transfers – no restrictions.

✅ Overdraft Facility: Subject to bank approval and eligibility criteria.

✅ Cheque Book Facility: Issued on request for smooth and secure payments.

✅ Digital Banking: Access your account anytime through Internet and Mobile Banking.

✅ Monthly Statement: Detailed account statement to help you monitor your financial activity.

✅ Nomination Facility: Available for added security and ease of succession.

Eligibility:

• Individuals (sole proprietors)
• Partnership firms
• Private and public limited companies
• Associations, trusts, and societies
• Government and semi-government bodies

Documents Required:

• Duly filled account opening form
• PAN Card
• Proof of identity and address (as per KYC norms)
• Business registration/license (if applicable)
• Passport-sized photographs
• Other documents as per entity type (e.g., partnership deed, company incorporation certificate, etc.)

Why Choose Us?

🏦 Trusted Co-Operative Banking Partner Since 1971

🤝 Personalized Customer Support

🌐 Expanding Digital Infrastructure

💼 Strong Local Connect and Business Understanding