( Rs in Lakh)
|
Particulars |
Position as on |
Position as on |
Position as on |
|
Balance Sheet |
31-03-2024 |
31-03-2025 |
31-03-2026 |
|
Capital |
1022.45 |
1092.78 |
1173.57 |
|
Reserves & Surplus |
20771.02 |
22508.14 |
24508.04 |
|
Deposits |
376429.24 |
396569.04 |
413665.09 |
|
Borrowings |
6036.08 |
5606.55 |
16243.30 |
|
Other Liabilities |
34216.24 |
34727.81 |
35662.13 |
|
Total Liabilities |
438475.03 |
460504.32 |
491252.13 |
|
|
|
|
|
|
Cash and bank balances |
23925.95 |
24398.18 |
25512.16 |
|
Investments |
210691.01 |
229364.28 |
254389.46 |
|
Loans and advances |
187443.01 |
190940.21 |
195792.62 |
|
Other Assets |
16415.06 |
15801.65 |
15557.89 |
|
Total Assets |
438475.03 |
460504.32 |
491252.13 |
|
|
|
|
|
|
Profit & Loss Account |
|
|
|
|
Interest Income |
26551.25 |
28867.91 |
30362.52 |
|
Other Income |
1766.36 |
1965.55 |
1979.04 |
|
Total Income |
28317.61 |
30833.46 |
32341.56 |
|
Interest Expenditure |
15357.59 |
16986.63 |
17647.86 |
|
Other Expenditure |
11290.49 |
12015 |
12664.8 |
|
Total Expenditure |
26648.08 |
29001.63 |
30312.66 |
|
Net Profit |
1669.53 |
1831.83 |
2028.90 |
|
|
|
|
|
|
Other Working Results |
|
|
|
|
CD Ratio (%) |
50.00% |
48.00% |
48.15% |
|
Recovery performance (%) |
57.99% |
37.65% |
28.13% |
|
Gross NPAs |
14991.21 |
13881.35 |
15534.70 |
|
Net NPAs |
3165.40 |
1040.00 |
2090.72 |
|
% of gross NPAs to total advances |
8.00% |
7.27% |
7.93% |
|
% of Net NPAs to Net loans |
1.80% |
0.58% |
1.15% |
|
Capital adequacy ratio (%) |
24.58% |
23.01% |
23.18% |
|
Net Worth |
20146.79 |
23600.92 |
25681.61 |
Click Here to Download Balance Sheet 2026
